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                            Affirm Financing Policy

Financing is provided by Affirm Canada Holdings Ltd. (“Affirm”). When selecting Affirm at checkout, a credit check will be performed. Based on this review, you will receive a credit limit and an applicable interest rate. Your order will ship once your first payment has been processed.

Key Details:

  • APR: 0%–31.99% (depending on creditworthiness and provincial regulations).

  • Eligibility: Not all customers will qualify for 0% APR. Terms vary by purchase amount, merchant, and province/territory.

  • Down Payment: A down payment or initial payment may be required.

  • Repayment Methods:

    • Debit cards

    • Pre-authorized debit (PAD)

    • Select payment plans may accept credit cards (check with your card issuer).

Example:

  • An $800 purchase may be financed as 12 monthly payments of $72.21 at 15% APR, or as 4 biweekly interest-free payments of $200.

  • Actual terms will be presented at checkout.

📖 For full details, visit Affirm’s Terms.